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The low share of low-cost current account and savings account (CASA) deposits in total deposits may curb domestic fundraising efforts
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A potential debt crisis casts an ominous shadow over the global economic landscape, per an article in RBI’s latest monthly
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In view of rapid growth in retail loans, policymakers may consider using structural prudential tools such as debt-service ratio and debt-to-income ratio
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There is significant statistical evidence that in the post-Covid period credit disbursements by smaller housing finance companies (HFCs) declined vis-á-vis big HFCs,
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The banking sector appears to be well prepared in the current phase of hardening of yields as the timely creation
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Based on the estimated credit cycle of the retail bank, the ongoing ‘retail shift’ may not be permanent, but is
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