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A year since risk weight hikes, lenders still cautious on unsecured credit growth

Over a year since the Reserve Bank of India (RBI) hiked risk weights on unsecured credit segments such as credit

The slowdown in the second quarter GDP growth is more of a blip as in the current (third) quarter so

In order to further push retail lending in the current festive season, banks are increasingly offering express personal loans which can be

Retail credit growth moderated in the first quarter as lenders tightened personal loan supply even as the share of loan

1 min read Last Updated : Sep 13 2024 | 4:08 PM IST Mahindra & Mahindra Financial Services on

Mirae Asset Financial Services (India) has launched personal loans ranging from ₹75,000 to ₹5 lakhs for salaried employees with a

Loan sanctions by non-bank companies grew 6 per cent on year to ₹4.3-lakh crore as of December 2023, primarily driven

Non-food bank credit registered a higher growth of 16.5 per cent year-on-year (yoy) in February 2024 amid healthy credit demand from

Bank credit growth moderated to 16.2 per cent year-on-year (y-o-y) in January 2024 against 16.7 per cent a year ago

Overall portfolio at risk (PAR) for consumer loans in the 31-180 day bucket improved to 3.5 per cent in September