Punjab National Bank launches IVR-based UPI 123PAY for feature phone users

Punjab National Bank (PNB) Introduced an IVR-based digital payment solution – UPI 123PAY – in cooperation with National Payments Corporation of India.

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Introducing 123PAY UPI aims to provide UPI privileges to areas without internet access and people without smartphones.

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What is 123PAY UPI?

Unified Payments Interface (UPI) It is a 24-hour real-time payment solution for secure transactions. 123PAY UPI is a similar way to pay via a regular phone. Through UPI 123PAY, users can initiate transactions by calling an IVR (Interactive Voice Response) number.

How to use 123PAY UPI?

  • Call 08045163666/6366200200/08045163581

  • Select the payment method

  • Enter the UPI pin to continue

123PAY UPI-Based IVR Steps | Image Source: –

Read also: Bank of Baroda offers UPI facility at ATMs

Presently, NPCI has added regional languages ​​English, Hindi, Kannada, Tamil, Bengali, Malayalam and Telugu to the solution.